As Black Friday approaches and the rest of the nation gears up for Christmas gift-buying, I check my bank account (again) and wonder why the manager from that promising interview hasn’t called back yet. Yes, there is an element of embarrassment that comes with not having a job around the holidays. After all, what am I relaxing from? As everyone else sits around the Christmas tree unwinding from their grueling 40-hour work-weeks, I’m antsy from my hours sitting at home all day doing nothing except wonder how little of a salary I’ll settle for once I actually get an offer.
What kind of cars do thieves prefer? Many people assume that thieves prefer new luxury cars. However, most thieves prefer stealing older cars. There are several reasons for this. Newer luxury cars may be more likely to be equipped with anti-theft or tracking devices. There is a larger market for parts for older, more common cars; and older cars are more easily stolen.
Yard sale. I can budget and squeeze money into and out of little spreadsheet cells all I want, but the fact is, no money is coming in on my part. How can I make money to take care of some of these bills? The quick and now answer is: sell stuff. When we got married, my husband’s house got a lot smaller. We have so much “stuff.” We have been stepping over “stuff” in the house for the last month, and we finally decided enough was enough – it’s yard sale time. With five vacuums between the two of us, it’s about time.
Paying Your Bills on Time- 35% This is a big factor, over 1/3 of your score. There are good things and bad things about this. The good thing is, this category doesn’t care if you pay off your entire balance every month or just the minimum. It just cares that at least your minimum is paid every month on time. The bad news is that if you are constantly late, it will make a big dent in your FICO score.
If your parents have an auto insurance policy, it might be a good idea to add your policy to theirs. Some companies offer discounts for additional drivers if the primary driver’s record is clean. Compare such quotes with quotes on a stand alone policy.
The car tyres should be bought according to European standards. All European standard tyres and automotive parts come with an E mark. The E mark signifies that the tyres have met all the strict rules and standards placed by European Union. This means that you can be assured of their safety and quality. One should never go for cheap tyres which are imported from China and other Asian countries. These tyres are not safe for any type of vehicle and they can even invalidate your Life Insurance.
The easiest discounts to get are the ones you automatically qualify for. Are you putting more than one vehicle on your policy? Maybe you have a car and your spouse and/or children have vehicles as well. This could get you a discount. The same goes for multiple policies. If you have other insurance policies with them, you might be able to get a discount.
The color of your car will not have a bearing on the kind of rate you will be charged. It makes no difference if you have a bright red car or a shining black one. It is only the size that may change your policy rates.