All the conveniences we take for granted in most cities are actually paid for by our hard earned money. This payment is also called taxes. Now, we all know that a major portion of our earnings go towards tax deductions. So, it only makes sense that we devote enough time and resources to justify the amount deducted. How do we know that we are not taking some tax credits for where it can be taken? Filing of taxes is a stressful time since it involves tasks we are not by nature used to. Also, there is the added worry that you may have overlooked an item you were meant to pay tax on. Any mistake can cause thousands of dollars in fines by the Internal Revenue Service. Nobody would like to be penalized for a mistake they did not know they were making.
financial management will change how you live your life and will help you achieve financial freedom. Once you know where your money is actually going, you will unconsciously strive to make changes to make sure that it goes to where you want them to. But the important thing here is to come up with a way to know how you will monitor all your finances.
And speaking of sending a lot of staff, the armed forces don’t like to lose. They will attempt to win at any cost. That’s why they will typically send a large staff to try to intimidate any civilian or military lawyer, and also to provide more brain power in order to secure a conviction. So you must ensure that your counsel is extremely aggressive. It shouldn’t be hard to find an aggressive counselor, as they are usually well known for their case results amongst their peers. If your lawyer is aggressive enough, nothing the armed forces sends will intimidate him/her, and you’re more likely to beat the case.
Experience: The years of experience that the lawyer has is an important and not to be overlooked criteria. Not only should they have experience practicing law, but especially in the area in which you need legal representation. A lawyer may be great at real estate matters but not so good with criminal cases.
If you have time, go to a bankruptcy court and observe the lawyer as they present their clients cases before the court. Maybe during your observations, you’ll find some great attorneys you’d like to set-up consultations with.
When choosing a bankruptcy lawyer it is important that you feel comfortable working with him or her. Filing bankruptcy is a very emotional and life changing experience. Therefore, you will want a lawyer that understands what you are going through. An experienced bankruptcy lawyer will know exactly how to handle any of your concerns or fears. One of the best ways to get a feel for your lawyer is to interview him or her. Be sure to ask plenty of questions so that you have a complete understanding where he or she stands on certain matters. Also, be sure to ask what their success rate is and if he or she has handled cases similar to yours before.
How much debt do you have? How much of it is good debt (debt that increases your net worth) and how much is bad debt (consumer spending)? Is this amount manageable for you? What are the interest rates you are paying? How much interest do you pay per month?
Comfortable? Go with your gut on this. If there’s something about the lawyer that’s rubbing you the wrong way then move on to the next lawyer on your list. Remember you’ll be dealing with this person during a stressful time and if you don’t like them it isn’t going to help matters when the stress starts to build.