National health care might be a disaster, due to the cost and the complexity. A government-controlled system also creates agonizing moral dilemmas (read about the eye treatment ruling covered further down). Still, despite my opposition to it, I can see it’s a real possibility, and soon. Keeping that in mind, here is what we can do to solve some of the inherent problems and make the system work better.
Look for the missing pieces – does your plan provide coverage for all the necessary elderly home care? How about mental health care, dental care and vision care?
You may be lucky if you reside in a state that has federally-funded health care centers, where you pay what you can afford, based on your income. Such a website boasted of services such as check-ups when you are well, treatment when sick, total care when pregnant, check-ups and immunizations for children, dental care and prescription drugs and even mental health and substance abuse therapy.
Do they provide educational material to the aging adult, as well as to the family regarding health/mental health conditions pertinent to the diagnosis of the aging adult?
The contracted rate is the negotiated rate agreed upon between your health care provider and the insurance company. Your portion is only a fraction of what the total bill may be. This is what will save you thousands of dollars the next time you need an expensive procedure. The balance of the claim for that expensive procedure is written off.
Omitting Contact Information: Believe it or not, health care providers have created brochures – beautiful brochures – for their practice and omitted contact information. Always check and double-check all of your marketing materials to ensure you have the proper contact information clearly displayed.
If your loved ones want to keep their independence and don’t have dangerous health issues, consider independent living communities. They will have their own apartments and will be living with others their age. This is a wonderful option for healthy seniors who may be looking to get involved in activities and want additional company. They won’t feel like you’re leaving them in a nursing home. Instead, they will be part of a social community.
You might have more than home health care company near you. You might be able to help your friend by checking into the various ones. You should ask how they regulate their employees and whether they do background checks before hiring. Find out whether those going into the homes are CNAs or have no nursing training at all. These are important areas to consider as you think about home health care for a friend. You will not regret checking these things out if it helps your friend to have a better quality of life.